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Cellulose Insulation: A Complete Guide to the Greenest Insulation

Cellulose Insulation in the Attic

In a world where polyurethane spray foam and fiberglass insulation are considered the industry standard, many homeowners and contractors are embracing natural alternatives like cellulose insulation.

Cellulose is considered the greenest insulation product on the consumer market, and its demand is resurging for many reasons. Made from recycled, bio-based material (most paper), cellulose insulation offers impressive benefits for those looking to improve their home's indoor air quality, soundproofing, and energy-saving performance. 

There’s a lot to know about cellulose insulation, including its benefits, types of products, and R-values. At Eco-Building Products, we like cellulose insulation so much that we put together this guide to help answer most of your questions about it, starting with the basics.

What is Cellulose Insulation?

Blown-in Cellulose Insulation Wall Cavity

Cellulose insulation is a sustainable and eco-friendly insulation material primarily made from recycled paper products. It consists of approximately 75-85% recycled paper fiber, with the remaining portion comprising fire retardants and other additives. This innovative insulation solution transforms discarded newspapers, cardboard, and other paper waste into a highly effective thermal barrier for homes and buildings.

The manufacturing process of cellulose insulation involves breaking down recycled paper into small, fibrous particles. These particles are then treated with non-toxic fire retardants, typically boric acid or ammonium sulfate, to enhance their fire-resistant properties. The result is a loose-fill insulation material that can be easily installed in various spaces, including walls, attics, and ceilings.

One of the most remarkable aspects of cellulose insulation is its ability to divert significant amounts of paper waste from landfills. By repurposing this waste into a valuable building material, cellulose insulation contributes to waste reduction efforts and promotes a circular economy. This environmentally conscious approach helps conserve natural resources and reduces the carbon footprint associated with insulation production.

Though many homeowners have never heard of it, cellulose insulation is one of the oldest products in the industry. It’s been used for over 70 years and has seen significant developments since its inception. Still, cellulose is a lesser-known insulation option that deserves broader attention in the building industry for its incredible benefits.

What are the Benefits of Cellulose Insulation?

Loose Fill Cellulose Insulation Blown-In

Cellulose insulation offers numerous advantages for homeowners and builders alike. Here are some of the most important benefits worth knowing:

  • Energy savings: Cellulose insulation provides excellent thermal performance, reducing heating and cooling costs by up to 20-40% annually compared to traditional insulation. Its ability to fill gaps and create a tighter seal enhances energy efficiency, leading to significant long-term cost savings.
  • Sustainable: Made mostly from recycled paper content, cellulose insulation is one of the most eco-friendly options available. It diverts waste from landfills and requires less energy to produce than fiberglass or foam insulations, resulting in a lower carbon footprint.
  • Healthy: Given the natural, chemical-free composition of cellulose insulation, there are no adverse health effects like fiberglass and polyurethane spray foam. It's one of the best products for optimal indoor air quality and it can be installed with your bare hands without needing a respirator.
  • Acoustical performance: With a Noise Reduction Coefficient (NRC) of 0.80 to 0.90, cellulose insulation can reduce airborne sound transmission by 45 to 80 decibels. This superior soundproofing ability creates quieter, more peaceful living spaces.
  • Mold resistance: The boric acid treatment used in cellulose insulation not only acts as a fire retardant but also provides resistance to mold growth. This feature helps maintain a healthier indoor environment and prolongs the insulation's effectiveness.
  • Firewalls & fire resistance: Despite being made from paper, cellulose insulation is remarkably fire-resistant. The added fire retardants slow down fire spread, offering an additional layer of safety to your property.
  • Moisture management: Cellulose insulation has superior moisture management properties, making it a better choice than fiberglass for managing potential moisture problems in walls and attics. This characteristic helps maintain the insulation's effectiveness over time.
  • Pest deterrent: The same treatments that make cellulose fire-resistant also deter pests. This keeps rodents away from your walls while ensuring the long-lasting integrity and longevity of the insulation.

Like wool insulation, cellulose delivers a lot more than just a healthier insulation alternative. It also provides a wealth of performance-related benefits at a cost-efficient price.

What are the Different Types of Cellulose Insulation?

Cellulose Insulation Blown-In

Cellulose insulation comes in various forms, each designed for specific applications and installation methods. Here are the primary types of cellulose insulation:

Blown-In Cellulose Insulation

Blown-in cellulose is the most common type of cellulose insulation used in homes. It involves blowing loose-fill cellulose insulation fibers into wall cavities, attics, and other spaces using specialized equipment. This method is highly effective for both new construction and retrofitting existing buildings, as it can quickly fill irregular spaces and hard-to-reach areas.

Cellulose Batt Insulation

Cellulose Insulation Wall Batts

While less common than loose-fill options, cellulose batt insulation is available from some manufacturers. These pre-formed panels of compressed cellulose fibers can be installed similarly to fiberglass batts, making them suitable for standard wall cavities and attic spaces.

Wet-Spray Cellulose

Wet-spray cellulose is a variation of blown-in insulation that incorporates water and a binder compound. This mixture is sprayed onto the building components, allowing it to adhere to surfaces and create a seamless insulation layer. Wet-spray cellulose is particularly useful for new construction, as it provides excellent air-sealing properties and reduces settling.

Dense-Pack Cellulose

Dense-pack cellulose involves compressing cellulose fibers into wall cavities at high density. This method typically yields a higher R-value than other application techniques and provides superior air sealing. Dense-pack cellulose is ideal for retrofitting existing walls and can significantly improve a home's energy efficiency.

Foundation Panels

Cellulose Insulation Foundation Panels

Cellulose-based foundation panels are rigid boards designed specifically for insulating basements and foundations. These panels offer excellent thermal resistance and moisture management properties, making them ideal for below-grade applications. They can be installed directly against foundation walls or used as part of an insulated concrete form (ICF) system.

Each type of cellulose insulation has its unique advantages, and the choice often depends on the specific requirements of the building, the area being insulated, and the desired performance characteristics. 

In many cases, insulators will recommend using a few different types of insulation in areas where certain forms make the most sense. For instance, loose-fill blown-in cellulose insulation works exceptionally well for attics, while cellulose batt insulation is incredibly effective and easy to install in wall cavities. Some manufacturers only offer specific types, too, so your options may vary depending on what’s available and who’s installing it.

What’s the R-value of Cellulose Insulation?

Cellulose Insulation R-Value

R-value measures thermal resistance, indicating how well an insulation material can resist heat flow. For cellulose insulation, the R-value typically ranges from 3.2 to 3.8 per inch, making it a highly effective insulator. 

This means that cellulose insulation generally outperforms traditional fiberglass insulation in terms of thermal resistance. However, the specific R-value of cellulose insulation can vary depending on the type and installation method:

  • Loose-fill cellulose: This type offers an R-value of approximately 3 to 4 per inch when blown into open attic spaces.
  • Dense-packed cellulose: When installed in wall cavities using the dense-pack method, cellulose can achieve an R-value of 3.8 per inch.
  • Batts: Some manufacturers offer cellulose batts with specific R-values. For example, 3.5-inch batts provide R-13, while 5.5-inch batts offer R-20.

It's important to note that the effective R-value of cellulose insulation can be higher than its nominal R-value due to its superior air-sealing properties. Cellulose insulation reduces air infiltration and convection better than other insulation products with the same R-value, giving it superior overall performance.

For instance, Nu-Wool Premium Cellulose Insulation boasts an R-value of 3.8 per inch, which is at the higher end of the typical range for cellulose insulation. This high R-value, combined with cellulose's ability to fill gaps and reduce air infiltration, contributes to its effectiveness in creating energy-efficient and comfortable living spaces.

Are There Risks or Dangers with Cellulose Insulation?

Cellulose Insulation in Wall Framing

While cellulose insulation is generally considered safe and effective, there are some potential risks and concerns to be aware of:

Settling

One of the most common concerns about cellulose insulation is the potential for settling, particularly in wall cavities. However, this risk is primarily associated with improper installation rather than the material itself. When cellulose insulation is installed correctly using the dense-pack method, settling is minimal to non-existent.

Proper installation involves:

  • Achieving the correct density (typically 3.0 to 3.5 pounds per cubic foot)
  • Using appropriate installation techniques, such as the Nu-Wool WALLSEAL System
  • Following manufacturer guidelines and coverage charts

When these standards are met, cellulose insulation adheres to studs, plates, and sheathing, preventing settling below the intended R-value.

Moisture Concerns

While cellulose insulation is treated with fire retardants that also act as mold inhibitors, prolonged exposure to moisture can still pose risks. The insulation itself is resistant to mold growth, but if it becomes saturated due to leaks or high humidity, it can hold moisture against wooden structures, potentially leading to mold growth on those surfaces. Proper moisture management in the building envelope is crucial to mitigate this risk.

Installation Expertise

One of the primary risks associated with cellulose insulation is improper installation. Not all insulation contractors are experienced with cellulose, which can lead to issues such as:

  • Inadequate density, leading to settling
  • Improper moisture management in wet-spray applications
  • Insufficient drying time for wet-spray cellulose before covering

To mitigate these risks, it's crucial to work with experienced installers who understand the specific requirements of cellulose insulation.

Dust During Installation

During the installation process, cellulose insulation can create a significant amount of dust. While this is generally not a long-term health concern, proper protective equipment should be used during installation to prevent inhalation of particles.

While cellulose insulation does carry some potential risks, most of these are associated with improper installation or maintenance rather than inherent dangers of the material itself. When installed correctly by experienced professionals and maintained properly, cellulose insulation is a safe, effective, and environmentally friendly insulation option.

How Much Does Cellulose Insulation Cost?

Cellulose Insulation Blown In

Contrary to other natural solutions, cellulose insulation is a cost-effective option that pays dividends to a home's energy efficiency. The cost of cellulose insulation can vary depending on several factors, including the area to be insulated, the desired R-value, and whether you choose professional installation or opt for a DIY approach.

On average, the cost of cellulose insulation ranges from $0.60 to $2.30 per square foot, including materials and professional installation. For a more detailed breakdown:

  • Material costs: Cellulose insulation typically costs between $0.30 and $1.80 per square foot for the material alone.
  • Installation costs: Labor for installation generally adds $0.70 to $1.60 per square foot to the total cost.
  • Total installed cost: You can expect to pay between $1.20 and $2.80 per square foot for cellulose insulation, fully installed.

For a 1,000 square foot area, the cost of materials can range from $641 to $2,256, depending on the desired R-value. It's important to note that while cellulose insulation may have a higher upfront cost compared to fiberglass, its superior insulating properties and eco-friendly nature often make it a more cost-effective choice in the long run.

Keep in mind that costs can vary based on your location, the complexity of the installation, and current market conditions. It's always recommended to get multiple quotes from reputable insulation contractors to ensure you're getting the best value for your investment.

Myths and Misconceptions About Cellulose Insulation

Installing Cellulose Insulation Blown-in

Despite its many benefits, cellulose insulation is often subject to misconceptions that can deter homeowners and contractors from adopting this eco-friendly option. Let's debunk some of the most common myths:

Myth: Cellulose Insulation Settles and Loses R-Value

Fact: While it's true that all loose-fill insulation can settle over time, properly installed cellulose insulation won't settle below its intended R-value. Federal law and industry standards account for settling in coverage charts. When installed correctly, especially using methods like the Nu-Wool WALLSEAL System, cellulose adheres to studs, plates, and sheathing, maintaining its performance over time.

Myth: Cellulose Insulation Is More Flammable

Fact: Despite being made from recycled paper, cellulose insulation is treated with fire retardants, giving it a Class A fire rating. It meets all federal, state, and local fire safety requirements. In fact, cellulose insulation can enhance a building's fire resistance, potentially slowing the spread of flames.

Myth: Cellulose Insulation Promotes Mold Growth

Fact: Cellulose insulation is no more susceptible to mold contamination than other building materials. The boric acid treatment used in cellulose acts as a mold inhibitor. Studies have shown that cellulose's hygroscopic nature actually results in superior moisture-handling characteristics35.

Myth: Cellulose Insulation Attracts Pests

Fact: The borate treatment used in cellulose insulation is highly toxic to insects and small rodents. Far from attracting pests, cellulose insulation actually acts as a deterrent.

Myth: Cellulose Insulation Is Expensive

Fact: While the installation cost of cellulose wall insulation may be higher than fiberglass batts, the difference is quickly recovered through greater energy savings. Blown-in cellulose is comparably priced to blown-in fiberglass and less expensive than foam insulation.

Myth: Cellulose Insulation Causes Deforestation

Fact: Cellulose insulation is made primarily from recycled materials, not freshly cut trees. Most cellulose insulation contains up to 80-85% recycled content, making it one of the most environmentally friendly insulation options available.

Last Word

Cellulose insulation stands out as a sound solution for homeowners seeking to make their properties more energy-efficient while reducing their environmental impact. Made from recycled materials and boasting impressive thermal performance, it offers a perfect balance of sustainability and functionality. 

The material's superior R-value, excellent sound-dampening properties, and natural resistance to fire and pests make it a compelling alternative to traditional insulation options.

The facts speak for themselves: cellulose insulation is a cost-effective, durable, and environmentally responsible choice that can significantly reduce your home's energy consumption and carbon footprint.

Do you have questions about cellulose insulation or other natural weatherization products? Get in touch.

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